Compliance

Gym Membership Cancellation and Auto-Renewal Law in 2026: What Actually Applies After Click-to-Cancel Was Struck Down

Most gym-compliance content still says the federal click-to-cancel rule is coming. It is not. The Eighth Circuit vacated it in July 2025. Here is what actually governs your membership contracts, auto-renewals, and texting in 2026: ROSCA, state auto-renewal laws, New York's health-club statute, TCPA, CAN-SPAM, and the endorsement rules, with sample copy you can paste and a 10-minute self-check.